Bank Products for Tax Preparers
What Bank Products Do We Offer for Tax Preparers?
Our bank products for tax preparers include comprehensive solutions designed for seasonal operations. Manage every service through our banking service software—an all-in-one platform backed by 15 years of industry leadership.
Our Tax Preparation Bank Products:
Refund Transfer Options
NOW: Pre-ack and Post-ack taxpayer advances - The ERO must have at least 50 funded RTs and a minimum 85% funding rate in order to offer the NOWs. Approval rates are typically in the 70% range, and loan amounts cap at $9,500 (the largest loan amount among all service providers). The pre-ack opens on January 1 of each year, and the post-ack starts once the IRS officially opens e-file.
Fee Assist - Get paid when we receive the acknowledgement from the IRS, rather than waiting for funding. EROs who qualify can get up to 75% of their expected prep fees for certain clients that pass underwriting.
Rpay - Get your clients their refunds faster. For just $20, RPay lets your clients receive their refund UP TO 5 days before the actual funding date. Available with most integrated tax software partners, this service works for both direct deposit and check disbursements, giving your clients early access to their money when they need it most.
Taxpayer Audit Protection (Audit Pros)
Provides clear, personalized audit assistance. Our team of experienced tax professionals and EAs will develop a tailored plan to meet the taxpayer's needs, allowing the tax preparer to save time and avoid the burden of managing the audit.
• Give yourself and your clients Peace of Mind.
• Generate additional revenue for your tax office.
• Federal and State returns and notices are covered for One Low Cost.
• Full Coverage of tax returns for 3 Years.
• Prior Year Coverage included - Up to 3 prior tax years.
• Audit Pros enrollment is available with or without a Bank Product.
• No Cost Enrollment for tax preparers.
Tax Preparer Payroll Services (PTIN Pay)
Do You Have Multiple PTIN Preparers Working Under the Same EFIN? Pay them directly for the Tax Returns they prepared with PTIN Pay. PTIN Pay was designed to remove the burden and time drain caused by payroll. We take the work off your plate so you can focus on your clients and your business. With our Quick Setup Process in the dashboard, you can be ready to go in minutes. You can select to pay them a ‘Set Amount’ or ‘A Percentage’ of the Tax Prep Fee. Tax Preparation Fee payments will be split into two: one for the EFIN Owner and one for the PTIN preparer—2.99% Fee Per Transaction.
Fintech Enablement (Dashboard)
The Refundo Dashboard is your cloud-based command center that brings modern fintech capabilities to your tax practice without disrupting your established workflows. Access real-time insights into team performance, client transactions, and office statistics from anywhere with an internet connection, while powerful reporting tools let you categorize, personalize, and analyze data instantly. Process credit card payments, print checks in bulk, and manage user permissions—all within one secure platform protected by two-factor authentication. Extend your digital reach with integrated marketing assets, automate routine tasks, and gain the visibility you need to make data-driven decisions during peak season. With 24/7 access to training resources in English and Spanish, customizable dashboards, and seamless integration with professional tax software, you get enterprise-level fintech tools designed specifically for tax professionals—no IT team required.
Our bank products for tax preparers deliver predictable costs, transparent pricing, and real support when you need it most. But we know change can feel overwhelming; that's why we've built a smoother path forward.
What Makes Refundo Different:
✓ Self-paced onboarding training available 24/7 in English and Spanish
✓ Step-by-step dashboard guidance from your first login to your first funded client
✓ Dedicated support throughout your transition
✓ Integration with most professional tax programs
No guesswork. No figuring it out alone. Just tax preparation banking products built by people who understand your seasonal workload, backed by 15+ years in the industry. From refund flows and payouts to reconciliation and growth tracking, everything works together in one platform. Ready to make the switch? Call us.
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We begin processing refund transfers and advances. Get ready to hit the ground running!
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Enjoy Refund Transfer hassle free for just $44.95!
Disbursement options
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Frequently Asked Questions
A refund transfer is a financial service that allows tax preparation fees to be deducted directly from a client's tax refund. The remaining balance is then transferred to the client via check, direct deposit, or a prepaid card.
It benefits the client by providing a convenient way to pay for tax services without upfront costs. This is especially useful for clients who may not have the funds available at the time of filing or prefer the ease of having fees automatically deducted.
The fee for refund transfers is $44.95. It’s important for tax professionals to clearly communicate these fees to clients to ensure transparency.
The processing time for a refund transfer usually depends on the IRS's refund processing schedule. Once the IRS releases the refund, the transfer can be processed and made available to the client within a few days.
Yes, refund transfers are safe and secure. Refundo uses encrypted systems to handle sensitive information and comply with federal regulations to protect client data throughout the transaction process.
Tax professionals can partner with Refundo by registering for the service, integrating it with their tax preparation software, and training staff on the new system and compliance requirements.
